BusinessUS
Homeownership Now Costs About $3,120 a Month. The Harder Truth Is That the Middle Class Is Losing the Math.
Harvard's latest national housing report says the monthly cost of a median-priced U.S. home reached $3,120 in late 2025, or roughly $3,200 in today's dollars. The sharper business takeaway is that this is no longer just a mortgage-rate story. Ownership itself is becoming harder for middle-income households to model, absorb and trust.